(六)

　Please tell me whether I need to purchase a foreign student policy.

　告訴我是否我需要購買外國學生保險。

　I''d like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.

　我想知道基本健康保險所列的項目是否應包括醫院門診，住院，手術及藥品等費用的賠償。

　Will you please tell me where I can purchase health insurance?

　請告訴我在何處能買到健康保險?

　Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury.

　健康保險就是籌集一些錢以預防疾病或受傷而突然發生的經濟困難。

　"Major medical" insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury.

　“巨額醫藥費保險”旨在協助減輕久病及重傷所造成的重大醫藥開支。

　If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether these limitations are realistic.

　如果某一家保險公司的健康保險對每種服務定有賠償限額，你應斷定這些限額是否合乎實際。

　Words and Phrases

　health insurance 疾病保險，健康保險

　sickness insurance 疾病保險

　insurance for medical care 醫療保險

　"major medical" insurance policy 巨額醫藥費保險

　insurance during a period of illness 疾病保險

　life insurance 人壽保險

　endowment insurance 養老保險

　insurance on last survivor 長壽保險

　to purchase health insurance 購買健康保險

　to have a health insurance policy 購買健康保險

　Additional Words and Phrases

　policy-holder 保險客戶

　extra premium 額外保險費

　additional premium 附加保險費

　insurance law 保險法

　insurance act 保險條例

　insurance industry? 保險業

　insurance division 保險部

　insurance treaty 保險合同

　cover note 保險證明書

　guarantee of insurance 保險擔保書

　premium rebate 保險費回扣

　insurance claim 保險索賠

　ceding, retrocession(for reinsurance) 分保

　reinsurance 分保(再保險)

　ceding(insurance)company 分保公司

　co-insurance company 共同保險公司

　insurance document 保險單據

　certificate of insurance 保險憑證

　increasing coverage, extending coverage 加保

　renewing coverage 續保

　insurance commission 保險傭金

　social insurance 社會保險

　personal property insurance 個人財產保險

　insurance of contents 家庭財產保險