(八)、Insurance Policy (or Certificate) 保險單 (或憑證)

　1.Risks & Coverage 險別

　(1)free from particular average (F.P.A.) 平安險

　(2)with particular average (W.A.) 水漬險(基本險)

　(3)all risk 一切險(綜合險)

　(4)total loss only (T.L.O.) 全損險

　(5)war risk 戰爭險

　(6)cargo(extended cover)clauses 貨物(擴展)條款

　(7)additional risk 附加險

　(8)from warehouse to warehouse clauses 倉至倉條款

　(9)theft, pilferage and nondelivery (T.P.N.D.) 盜竊提貨不著險

　(10)rain fresh water damage 淡水雨淋險

　(11)risk of shortage 短量險

　(12)risk of contamination 沾污險

　(13)risk of leakage 滲漏險

　(14)risk of clashing & breakage 碰損破碎險

　(15)risk of odor 串味險

　(16)damage caused by sweating and/or heating 受潮受熱險

　(17)hook damage 鉤損險

　(18)loss and/or damage caused by breakage of packing 包裝破裂險

　(19)risk of rusting 銹損險

　(20)risk of mould 發霉險

　(21)strike, riots and civil commotion (S.R.C.C.) 罷工、暴動、民變險

　(22)risk of spontaneous combustion 自燃險

　(23)deterioration risk 腐爛變質險

　(24)inherent vice risk 內在缺陷險

　(25)risk of natural loss or normal loss 途耗或自然損耗險

　(26)special additional risk 特別附加險

　(27)failure to delivery 交貨不到險

　(28)import duty 進口關稅險

　(29)on deck 倉面險

　(30)rejection 拒收險

　(31)aflatoxin 黃曲霉素險

　(32)fire risk extension clause-for storage of cargo at destination Hong Kong, including Kowloon, or Macao 出口貨物到香港(包括九龍在內)或澳門存倉火險責任擴展條款

　(33)survey in customs risk 海關檢驗險

　(34)survey at jetty risk 碼頭檢驗險

　(35)institute war risk 學會戰爭險

　(36)overland transportation risks 陸運險

　(37)overland transportation all risks 陸運綜合險

　(38)air transportation risk 航空運輸險

　(39)air transportation all risk 航空運輸綜合險

　(40)air transportation war risk 航空運輸戰爭險

　(41)parcel post risk 郵包險

　(42)parcel post all risk 郵包綜合險

　(43)parcel post war risk 郵包戰爭險

　(44)investment insurance(political risks) 投資保險(政治風險)

　(45)property insurance 財產保險

　(46)erection all risks 安裝工程一切險

　(47)contractors all risks 建筑工程一切險

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