1.Risks & Coverage險別     (1)free from particular average (F.P.A.)平安險

    (2)with particular average (W.A.)水漬險（基本險）

    (3)all risk 一切險（綜合險）

    (4)total loss only (T.L.O.) 全損險

    (5)war risk 戰爭險

    (6)cargo(extended cover)clauses貨物（擴展）條款

    (7)additional risk 附加險

    (8)from warehouse to warehouse clauses倉至倉條款

    (9)theft,pilferage and nondelivery (T.P.N.D.)盜竊提貨不著險

    (10)rain fresh water damage 淡水雨淋險

    (11)risk of shortage 短量險

    (12)risk of contamination 沾污險

    (13)risk of leakage 滲漏險

    (14)risk of clashing & breakage碰損破碎險

    (15)risk of odour 串味險

    (16)damage caused by sweating and/or heating 受潮受熱險

    (17)hook damage 鉤損險

    (18)loss and/or damage caused by breakage of packing包裝破裂險

    (19)risk of rusting 銹損險

    (20)risk of mould 發霉險

    (21)strike, riots and civel commotion (S.R.C.C.) 罷工、暴動、民變險

    (22)risk of spontaneous combustion 自燃險

    (23)deterioration risk 腐爛變質險

    (24)inherent vice risk 內在缺陷險



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